From magazine subscriptions to streaming services to regular payments for who-knows-what, some stuff just builds up and lingers on our monthly credit card statement until even our “minimum payment” is overwhelming.
It’s time to declutter our finances.
Here’s how: grab the last 12 months of credit card statements to get a look at your monthly, quarterly, and annual subscriptions.
• Cancel anything you’re not using
• Downgrade to a cheaper plan if you actually need less (Be careful: changes to health insurance plans often trigger negative consequences.)
• Ask if there are newer payment plans that charge less, but deliver more (you’d be surprised)
• Return leased equipment (like that extra cable box) and other items you’re not using, but are being charged for
Be relentless. Make your credit card statement a clutter-free zone. Lower your stress level by taking control of your monthly expenses.
I’m up for that kind of balanced financial life . . . how about you? In fact, finding balance in an unbalanced world is what the Oola lifestyle taught me, and it’s what I help others do as an Oola Life Coach.
It’s easy to calm your finances. All it takes is a system and an accountability partner. That’s where I can help.
To talk about what you’d like to accomplish (and could use a little coaching with as you’re going through it), message me and we can jump on a free call.
Then stay tuned . . . in my next post, I’ve got a free gift for you that could significantly improve your financial life. Don’t miss it.